Title Examinations



The title examination is a very integral step within the framework of the closing process. Care is taken in all examination procedures to ensure that purchasers and lenders are protected from subsequent matters which would cause delays in current as well as future transactions.

• Records are searched in the County Clerk and District Clerk offices' to ascertain ownership and lien interests. These records include deed, mortgage, powers of attorney, lease, federal and state tax lien and map records. This search would also determine easement, rights of way matters and access.
• County tax records are searched for real estate taxes and current as well as future assessments that have been certified.
• The District Clerk office records are searched for pending law suits and other matters which would affect the real estate transaction. Such matters would include foreclosure actions, certificate of judgments, divorce and legal separation cases, probate records for estates and guardianship matters.
• In appropriate situations, the federal bankruptcy records are examined to determine the ability of sellers to convey and buyers to mortgage their interest in real estate.

The title examination is normally the initial step in the real estate transaction and at Valley Land Title Co., our objective is to conduct a timely and thorough search of the various records to enable a satisfactory experience for all of your real estate transaction.

Escrow Services



At Valley Land Title Co., your real estate transaction is not "just another closing"! We realize that in many instances, it may be your biggest investment decision of a lifetime, and we will handle every escrow closing as if it were our own! We also take great pride in having the most experienced and qualified staff in the area to handle the complexities involved in the real estate transaction.

Valley Land Title Co.’s experienced staff has closed every type of residential transaction - from conventional, to FHA and VA loans, to cash and land contracts, home equity loans, title memorandums as well as assisting with 1031 tax deferred exchanges.

We have numerous qualified closers available at your convenience, and we are able to offer loan closings both off-site in our clients' offices or in our own professional closing facilities. We also have our McAllen and Weslaco locations opened on Saturday to accommodate your closing needs.

We are eager to help you fulfill your dream with the smoothest, most professional closing possible!

Tax Services



Our tax specialist extensively research and provide you with the most up-to-date tax information available. They rapidly compile data and provide it to our escrow personnel and/or attorney clients to determine whether taxes are paid or need to be collected at the time of closing. Such data includes:

• Current paid taxes
• Delinquent taxes
• Record Owner
• Legal Description
• Tax account number
• Taxing entities (i.e. county, city, school & water districts)
• Property value
• Any exemptions applying to the property
• Tax suits, bankruptcies and/or judgments
• Personal property accounts

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