Escrow Services

Valley Land Title Co.’s experienced escrow settlement staff has closed every type of real estate transaction—conventional, FHA and VA loans, cash, home equity loans and commercial, including 1031 tax deferred exchanges. Our team of qualified closing personnel is ready to add the accessibility of closing off-site in our clients’ offices or in one of our conveniently located offices. Our McAllen and Weslaco locations are even open on Saturdays from 9 am – 1 pm to accommodate your closing needs.

Tax Services

Our tax specialists extensively research and provide you with the most up-to-date tax information available. They rapidly compile data and provide it to our escrow personnel and/or attorney clients to determine whether taxes are fully paid or if they need to be collected at the time of closing. Such data includes:

  • Delinquent Taxes
  • Current Paid Taxes
  • Legal Description
  • Record Owner
  • Property Value
  • Tax Account Number
  • Taxing Entities (ie. County, City, School, Water Districts)
  • Personal Property Accounts
  • Any Exemptinos Apply to the Property
  • Title Evidence

Title Examinations

The title examination is a very integral step within the framework of the closing process. Care is taken in all examination procedures to ensure that Buyers and Lenders are protected from subsequent matters that would cause delays in current as well as future transactions. Records are searched in the County Clerk and District Clerk offices to ascertain ownership and lien interests. These records include deed, mortgage, powers of attorney, lease, federal and state tax lien and map records. The search also reveals easements, rights of way and access. The federal bankruptcy records are examined to determine the ability of Sellers to convey and Buyers to mortgage their interest in real estate.

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